Ingredients:
1/3 cup flour 
1/2 cup cocoa 
1/2 cup carob 
1/2 tsp stevia concentrate powder 
1/4 tsp salt 
1 3/4 cups skim milk 
1 oz unsweetened chocolate 
1 TBS butter

Instructions:
In a saucepan, combine flour, cocoa, carob, stevia and salt.  Gradually add milk and whisk until smooth.  Place over medium heat and stir constantly.  Once hot, add chocolate and butter, stir until well blended and thick.  Pour into container(s) and chill.